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Mortgage Lending

Please contact one of our residential lenders for all of your home mortgage needs. We offer a variety of residential loans to meet your needs.
Lori Catto, VP Residential Loan Officer (352) 622-2377 cell (352) 362-2354
 

Adjustable Rate Mortgages
For borrowers who prefer a mortgage in which the interest rate can change during the life of a loan, with the possibility of both increases and decreases to the interest rate and mortgage payment.
Consumer benefits:

  • Interest savings in the short run compared to fixed rate loans
  • Terms and features to suit almost any borrowers’ needs
  • Qualify for higher loan amounts with lower interest rates than comparable fixed - rate loans.

Fixed Rate Mortgages
Fixed rate mortgages offer the same rate for the life of the loan.
Consumer benefits:

  • Lock in a long term interest rate with a stable, predictable monthly payment.
  • Borrowers who want to build equity faster should select the shortest loan term they can afford.

Home Equities
We offer a variety of home equity products to meet your needs ranging from fixed rate term loans to revolving lines of credit. Please contact one of our lenders to allow us the opportunity to talk to you about your current needs.
 

   Member FDIC
  Equal Housing Lender